Preventative Maintenance Archives - Philadelphia Insurance Agency

How Much Power and Authority Does the First Named Insured Have on an Insurance Policy?

October 7, 2025
Christian Ferraro

How Much Power Does the First Named Insured Have? | Peak Insurance Philadelphia How Much Power and Authority Does the First Named Insured Have on an Insurance Policy? Imagine you and your business partner buy an insurance policy together. You notice one of you is listed as the “first named insured” at the top of…

September 30, 2025
Christian Ferraro

Checklist: How to Keep Your Insurance Policy Premiums Low We all want great coverage without overpaying for our insurance. The good news? There are practical steps you can take today to help keep your premium as low as possible—without sacrificing protection or peace of mind. At Peak Insurance, we’re committed to helping you […]

September 26, 2025
Christian Ferraro

Why You Shouldn’t Use Zestimate or Market Value for Your Home Insurance Coverage Why You Shouldn’t Use Zestimate or Market Value for Your Home Insurance Coverage “But Zillow Says My House Is Worth…” — A Common Mistake Meet Sarah, a Philadelphia homeowner who just bought her dream house. Like many, she checked her home’s value…

September 23, 2025
Christian Ferraro

How Much Power Does the Applicant or 1st Insured Really Hold? | Peak Insurance Ever Wonder How Much Power the Applicant or 1st Insured Holds? Real Story: The Power of a Simple Signature Picture this: Maria just bought her first home in Philadelphia. She’s excited, nervous, and—like most of us—overwhelmed by paperwork. When her insurance…

July 16, 2025
Christian Ferraro

Summer Home Maintenance Checklist: Protect Your Home & Peace of Mind Why Summer Upkeep Matters: The Smith Family’s Story Last summer, the Smiths were excited for backyard BBQs and lazy afternoons in their Roxborough home. But a sudden AC breakdown and a leaky hose in the basement turned their summer upside down. Repairs were […]